My mom has a significant monthly income. My father died of an on the job injury, so she has a monthly worker's comp income, plus social security, plus a pension from having been a teacher's aid. She'd good, even should she have to move to a facility. When she passes, I will have to get an apartment, and I will have difficulties because I live on a fixed income. So it's me that will have issues down the road. However, as my niece has taught me, I always manage. I have managed up until now, and I will continue to make my life work. I am certainly not without adequate means. But I like to spend money :)